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Exceptional AARP Car Insurance: Secure Your Ride and Savings Today

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Exceptional AARP Car Insurance: Secure Your Ride and Savings Today


AARP car insurance is a type of auto insurance designed for members of the AARP (American Association of Retired Persons). It offers a variety of benefits and discounts to seniors, including:

  • Discounts on premiums
  • Coverage for drivers over the age of 50
  • Roadside assistance
  • Accident forgiveness

AARP car insurance is underwritten by The Hartford, one of the largest insurance companies in the United States. This means that you can be confident that you are getting quality coverage from a reputable company.

If you are a senior looking for car insurance, AARP car insurance is a great option. It offers a variety of benefits and discounts that can save you money and give you peace of mind.

AARP Car Insurance

AARP car insurance is a type of auto insurance designed for members of the AARP (American Association of Retired Persons). It offers a variety of benefits and discounts to seniors, including:

  • Discounts on premiums
  • Coverage for drivers over the age of 50
  • Roadside assistance
  • Accident forgiveness
  • Multi-car discounts
  • Safe driver discounts
  • Mature driver improvement courses
  • Gap coverage

These key aspects of AARP car insurance are designed to meet the specific needs of seniors. For example, the discounts on premiums can help seniors save money on their car insurance costs. The coverage for drivers over the age of 50 ensures that seniors have the coverage they need, even if they are considered to be a higher risk driver. The roadside assistance can provide peace of mind in the event of a breakdown. And the accident forgiveness can help seniors avoid having their insurance rates increase after an accident.

Overall, AARP car insurance is a great option for seniors who are looking for quality coverage at a reasonable price.

Discounts on premiums

One of the key benefits of AARP car insurance is the discounts on premiums. These discounts can save seniors a significant amount of money on their car insurance costs. In some cases, seniors can save as much as 10% or more on their premiums. This discount can be applied to all types of car insurance coverage, including liability, collision, and comprehensive coverage.

The discounts on premiums are available to all AARP members, regardless of their age or driving history. However, the amount of the discount may vary depending on the individual's driving record and other factors. For example, seniors with a clean driving record may be eligible for a larger discount than seniors with a history of accidents or traffic violations.

The discounts on premiums are a valuable benefit of AARP car insurance. These discounts can help seniors save money on their car insurance costs and make it more affordable to maintain the coverage they need.

Coverage for drivers over the age of 50

AARP car insurance offers coverage for drivers over the age of 50, which is an important benefit for seniors. As people age, they may become more likely to be involved in accidents, and they may also have more health problems that can affect their driving. AARP car insurance can provide peace of mind for seniors by ensuring that they have the coverage they need in the event of an accident.

One of the key benefits of AARP car insurance for drivers over the age of 50 is the mature driver improvement courses. These courses can help seniors refresh their driving skills and learn about new safety features that can help them stay safe on the road. The courses can also help seniors qualify for discounts on their car insurance premiums.

Another important benefit of AARP car insurance for drivers over the age of 50 is the accident forgiveness program. This program can help seniors avoid having their insurance rates increase after an accident. This can be a valuable benefit for seniors who have a clean driving record and who want to keep their insurance rates low.

Overall, AARP car insurance offers a number of important benefits for drivers over the age of 50. These benefits can help seniors save money on their car insurance costs, improve their driving skills, and protect themselves in the event of an accident.

Roadside assistance

Roadside assistance is an important component of AARP car insurance. It provides policyholders with peace of mind knowing that they have someone to call in the event of a breakdown or other emergency. Roadside assistance can cover a variety of services, including towing, jump-starts, flat tire changes, and lockout assistance.

One of the key benefits of AARP roadside assistance is that it is available 24 hours a day, 7 days a week. This means that policyholders can get help anytime they need it, no matter where they are. AARP roadside assistance also has a wide network of service providers, so policyholders can be sure that they will be able to get help quickly and efficiently.

Another important benefit of AARP roadside assistance is that it is very affordable. Policyholders can add roadside assistance to their policy for a low monthly fee. This fee is well worth it, considering the peace of mind and convenience that roadside assistance provides.

Overall, AARP roadside assistance is a valuable benefit that can provide policyholders with peace of mind and convenience. It is affordable, reliable, and available 24 hours a day, 7 days a week.

Accident forgiveness

Accident forgiveness is an important feature of AARP car insurance that can help policyholders avoid having their insurance rates increase after an accident. This is a valuable benefit for seniors, who may be more likely to be involved in accidents due to factors such as age-related health conditions or decreased reaction times.

  • No rate increase after an accident

    One of the key benefits of accident forgiveness is that it can help policyholders avoid having their insurance rates increase after an accident. This is especially important for seniors, who may be on a fixed income and may not be able to afford a significant increase in their insurance premiums.

  • Peace of mind

    Accident forgiveness can also provide peace of mind for seniors. Knowing that they will not be penalized for having an accident can give them peace of mind and allow them to drive with more confidence.

  • Maintain a good driving record

    Accident forgiveness can also help seniors maintain a good driving record. This is because insurance companies typically consider accidents that are forgiven when calculating a driver's insurance rates. This can help seniors keep their insurance rates low, even if they have had an accident in the past.

Overall, accident forgiveness is a valuable benefit of AARP car insurance that can help seniors save money, provide peace of mind, and maintain a good driving record.

Multi-car discounts

Multi-car discounts are an important part of AARP car insurance. They allow policyholders to save money on their car insurance premiums by insuring multiple cars on the same policy. This discount can be applied to all types of car insurance coverage, including liability, collision, and comprehensive coverage.

The amount of the multi-car discount can vary depending on the insurance company and the number of cars that are insured on the policy. However, most insurance companies offer a discount of at least 5% for insuring two or more cars on the same policy. Some insurance companies may even offer discounts of up to 25% or more for insuring multiple cars.

Multi-car discounts are a valuable benefit for AARP members who own multiple cars. These discounts can help members save money on their car insurance costs and make it more affordable to maintain the coverage they need.

Here is an example of how a multi-car discount can save money:

  • Let's say that you have two cars and you are paying $600 per year for car insurance. If you add a multi-car discount to your policy, you could save 5% on your premiums, which would save you $30 per year.

As you can see, multi-car discounts can save you a significant amount of money on your car insurance costs. If you own multiple cars, be sure to ask your insurance company about multi-car discounts.

Safe driver discounts

Safe driver discounts are an important part of AARP car insurance. They allow policyholders to save money on their car insurance premiums by maintaining a clean driving record. This discount can be applied to all types of car insurance coverage, including liability, collision, and comprehensive coverage.

The amount of the safe driver discount can vary depending on the insurance company and the individual's driving record. However, most insurance companies offer a discount of at least 5% for drivers with a clean driving record. Some insurance companies may even offer discounts of up to 25% or more for drivers with a long history of safe driving.

Safe driver discounts are a valuable benefit for AARP members who have a clean driving record. These discounts can help members save money on their car insurance costs and make it more affordable to maintain the coverage they need.

Here is an example of how a safe driver discount can save money:

  • Let's say that you have been driving for 10 years and you have a clean driving record. You are paying $600 per year for car insurance. If you add a safe driver discount to your policy, you could save 5% on your premiums, which would save you $30 per year.

As you can see, safe driver discounts can save you a significant amount of money on your car insurance costs. If you have a clean driving record, be sure to ask your insurance company about safe driver discounts,

Mature driver improvement courses

Mature driver improvement courses are an important component of AARP car insurance. These courses are designed to help seniors improve their driving skills and learn about new safety features that can help them stay safe on the road. The courses can also help seniors qualify for discounts on their car insurance premiums.

There are a number of reasons why mature driver improvement courses are important for seniors. First, as people age, they may experience changes in their vision, hearing, and reaction time. These changes can make it more difficult to drive safely. Mature driver improvement courses can help seniors compensate for these changes by teaching them new driving techniques and strategies.

Second, mature driver improvement courses can help seniors learn about new safety features that are available in cars today. These features can help seniors avoid accidents and injuries.

Third, mature driver improvement courses can help seniors qualify for discounts on their car insurance premiums. Many insurance companies offer discounts to seniors who complete these courses.

Overall, mature driver improvement courses are an important part of AARP car insurance. These courses can help seniors improve their driving skills, learn about new safety features, and qualify for discounts on their car insurance premiums.


Here is an example of how a mature driver improvement course can help a senior save money on car insurance:

  • Let's say that a senior takes a mature driver improvement course and receives a 10% discount on their car insurance premium. If the senior's annual car insurance premium is $600, they would save $60 per year by taking the course.

As you can see, mature driver improvement courses can be a valuable way for seniors to save money on their car insurance costs.

Gap coverage

Gap coverage is an important component of AARP car insurance. It can help you avoid being upside down on your car loan if your car is totaled or stolen. Gap coverage pays the difference between the actual cash value of your car and the amount you owe on your loan. This can be a significant amount of money, especially if you have a new car.

For example, let's say you have a new car that costs $30,000. You put down $5,000 and finance the remaining $25,000. If your car is totaled in an accident after one year, the actual cash value of your car may only be $20,000. This means that you would owe $5,000 on your loan, even though your car is no longer worth that much. Gap coverage would pay the $5,000 difference, so you would not be upside down on your loan.

Gap coverage is a valuable benefit that can protect you from financial hardship if your car is totaled or stolen. It is an important component of AARP car insurance, and it is worth considering if you have a car loan.

AARP Car Insurance FAQs

AARP car insurance is designed to meet the unique needs of seniors. It offers a variety of benefits, including discounts on premiums, coverage for drivers over the age of 50, and roadside assistance. However, there are some common questions that people have about AARP car insurance. Here are answers to some of the most frequently asked questions.

Question 1: Is AARP car insurance only for seniors?


No, AARP car insurance is not only for seniors. However, it is designed to meet the specific needs of seniors, such as discounts for drivers over the age of 50 and coverage for mature drivers.

Question 2: How much does AARP car insurance cost?


The cost of AARP car insurance varies depending on a number of factors, such as your age, driving history, and the type of coverage you choose. However, AARP members typically receive a discount on their car insurance premiums.

Question 3: What are the benefits of AARP car insurance?


AARP car insurance offers a number of benefits, including:

  • Discounts on premiums
  • Coverage for drivers over the age of 50
  • Roadside assistance
  • Accident forgiveness
  • Multi-car discounts
  • Safe driver discounts

Question 4: How do I sign up for AARP car insurance?


You can sign up for AARP car insurance by calling 1-800-662-7737 or by visiting the AARP website.

Question 5: What is the claims process for AARP car insurance?


If you need to file a claim, you can do so by calling 1-800-662-7737 or by visiting the AARP website. You will need to provide your policy number and the details of the accident or incident.

Question 6: What are the limitations of AARP car insurance?


AARP car insurance has some limitations, such as:

  • It is not available in all states.
  • The coverage limits may not be as high as some other insurance companies.
  • There may be additional fees for certain types of coverage.

Overall, AARP car insurance is a good option for seniors who are looking for affordable and reliable car insurance. It offers a number of benefits that can help seniors save money and protect themselves on the road.


To learn more about AARP car insurance, visit the AARP website or call 1-800-662-7737.

Tips for Getting the Most Out of Your AARP Car Insurance

AARP car insurance is designed to meet the unique needs of seniors. It offers a variety of benefits, including discounts on premiums, coverage for drivers over the age of 50, and roadside assistance. However, there are some things you can do to get the most out of your AARP car insurance policy.

Tip 1: Shop around


Even though AARP members are eligible for discounts on car insurance, it's still a good idea to shop around and compare rates from different insurance companies. This will help you ensure that you're getting the best possible deal on your car insurance.

Tip 2: Take advantage of discounts


AARP members are eligible for a number of discounts on car insurance, including:

  • Discounts for drivers over the age of 50
  • Discounts for multiple cars
  • Discounts for safe drivers
  • Discounts for taking a mature driver improvement course

Be sure to ask your insurance company about all the discounts that you may be eligible for.

Tip 3: Increase your deductible


One way to lower your car insurance premiums is to increase your deductible. This is the amount of money that you have to pay out of pocket before your insurance coverage kicks in. Increasing your deductible can save you money on your premiums, but it's important to make sure that you can afford to pay the deductible if you need to.

Tip 4: Maintain a good driving record


One of the best ways to keep your car insurance premiums low is to maintain a good driving record. This means avoiding accidents and traffic violations. If you do get into an accident, be sure to report it to your insurance company promptly.

Tip 5: Take a mature driver improvement course


Taking a mature driver improvement course can help you refresh your driving skills and learn about new safety features that can help you stay safe on the road. This can also help you qualify for discounts on your car insurance premiums.

Summary of key takeaways or benefits


By following these tips, you can get the most out of your AARP car insurance policy. You can save money on your premiums, protect yourself on the road, and enjoy peace of mind knowing that you have the coverage you need.

Transition to the article's conclusion


AARP car insurance is a great option for seniors who are looking for affordable and reliable car insurance. It offers a number of benefits that can help seniors save money and protect themselves on the road.


To learn more about AARP car insurance, visit the AARP website or call 1-800-662-7737.

Conclusion

As we have explored in this article, AARP car insurance is a valuable option for seniors who are looking for affordable and reliable car insurance. It offers a variety of benefits, including discounts on premiums, coverage for drivers over the age of 50, and roadside assistance. By following the tips in this article, you can get the most out of your AARP car insurance policy and enjoy peace of mind knowing that you have the coverage you need.

If you are a senior who is looking for car insurance, be sure to consider AARP car insurance. It is a great option that can save you money and protect you on the road.

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